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Plan Details     Clovis Unified School District, Clovis CA
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Current Status: Active

Fixed Annuity (F)

A fixed annuity is an annuity wherein the issuer (usually an insurance company) guarantees both the interest rate paid on invested dollars and the return of principal. The issuer guarantees that a minimum rate of interest will be paid on the annuity, but the actual rate of interest credited to the annuity is typically higher than the guaranteed rate. All of the premium payments that you make to the issuer will then compound (tax deferred) at least at this guaranteed rate of return, subject to the claims-paying ability of the annuity issuer.
Fixed Index Annuity (FI)

A fixed index annuity is a fixed annuity that is designed to mirror the performance of a stock market index (the Dow Jones or S&P 500, for instance). Fixed index annuities can provide returns that exceed those of traditional annuities, however are generally considered to offer lower returns than direct investment in common stock.
Variable Annuity (VA)

A variable annuity is a type of annuity that has a variety of investment options (called subaccounts) available for your selection. When you purchase a variable annuity, the annuity issuer offers you a choice of investment portfolios into which you can allocate your premiums. The investment choices may include general equity stocks, balanced portfolios, bonds, and other specialty investments, such as international stocks. Unlike a fixed annuity in which the issuer guarantees that a minimum rate of interest will be paid on your investment in the annuity, the issuer of a variable annuity does not guarantee or project any rate of return on the underlying investment portfolios. You, as the purchaser of the annuity, assume all risk on the underlying performance of the investment subaccounts that you select. Your return may be greater than or less than that of a fixed annuity.
Investment Advisory Services (RIA)

Investment advisory services work directly with the participant (either face-to-face or through telephone/internet communication). Investment advisory services will provide an array of services, ranging from general advice on retirement planning to specific counsel and, in some cases direct management of investments on your behalf. Investment advisory services are often obligated to abide by SEC regulations, and may be subject to criminal penalties for providing false or fraudulent counsel.
Mutual Funds (MF)

A mutual fund is an investment company that pools money from many people and invests it in stocks, bonds, or other securities. Each investor owns shares; each share represents a tiny portion of each individual security held by the fund. An investment professional handles the purchase and sale of individual securities in the fund, based either on an index or on his or her professional expertise. Investors may buy shares (or portions) directly from the fund or through brokers, banks, or financial planning or insurance professionals.
American Century Investments® is proud to participate in the Omni Group’s Preferred Provider Program(P3). We specialize in helping K-12 employees with a direct approach to investing. We offer no load mutual funds, easy online enrollment and a dedicated team committed to helping you invest for the retirement you want.

As a privately controlled and independent company, we are empowered to do the right thing for our clients, and our success funds a greater purpose. Through our unique ownership structure, more than 40% of our profits support the Stowers Institute for Medical Research — a biomedical research organization dedicated to improving quality of life by researching and uncovering the causes, treatment, and prevention of gene-based diseases such as cancer.

Learn more at www.americancentury.com/workplace - 800-345-3533
AXA is one of the nation's leading providers of retirement savings plans, including 403(b) plans for public schools nationwide. What makes AXA unique in the public school marketplace is that its 403(b) TSA funding vehicles, as well as other retirement and protection products, are made available through the Retirement Benefits Group, a specialized division of affiliate AXA Advisors, LLC. Over 1,000 local dedicated financial professionals in the Retirement Benefits Group currently serve 15,000 public schools and over 650,000 employees. For more information about our services visit us at axa.com/myretirementgoal.
Foresters Financial™ is an international financial services provider with more than three million clients and members in the United States, Canada and the United Kingdom. With a history of more than 140 years, we provide retirement, savings and investment solutions as well as life insurance, that help families achieve their financial goals, protect their families and improve their communities. Foresters Financial Services, Inc. currently serves over 1,800 school districts throughout the United States. For more information, visit foresters.com, call 800 423 4026 or write to Foresters Financial Services, Inc. at 40 Wall Street, New York, NY 10005.
Great American Insurance Group, a trusted leader in the 403(b) and 457 markets for over 30 years is a financial services company dedicated to providing retirement solutions to school employees. As a financially strong, American-owned company, Great American provides opportunities and value-add programs to help educators in and out of the classroom. With quality products and excellent service we are poised to offer retirement solutions for your school. Please contact our Direct Connect Team at (800) 438-3398, ext. 17197 for more information.
Horace Mann understands the challenges educators face – it’s in our DNA. Founded by Educators for Educators® in 1945, Horace Mann is the largest financial services company focused on providing America’s educators and school employees with affordable auto, home and life insurance as well as retirement. We provide retirement products in more than 4,000 public school districts’ 403(b)/457(b) programs. Horace Mann Educators Corporation and its subsidiaries have more than $10 billion in assets and is consistently receive among the highest rankings from all four financial strength rating agencies. We have extensive knowledge of teachers’ state retirement plans – expertise that helps us provide teachers and school employees with a “big picture” view of how all their retirement benefits could work together. For questions, please call 1-800-677-2363.
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company (MetLife) that specializes in implementing comprehensive defined contribution retirement plans for the nonprofit sector including educational, healthcare, governmental and other nonprofit employers. As a leader in the retirement services industry, our clients receive the best of both worlds — the institutional capabilities of one of the strongest and most respected financial service firms in the world coupled with personalized attention and a focus on the individual participant.
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company (MetLife) that specializes in implementing comprehensive defined contribution retirement plans for the nonprofit sector including educational, healthcare, governmental and other nonprofit employers. As a leader in the retirement services industry, our clients receive the best of both worlds — the institutional capabilities of one of the strongest and most respected financial service firms in the world coupled with personalized attention and a focus on the individual participant.
Our promise? To work with you to build a strong financial future. We have always believed in helping people like you, families like yours, to protect and preserve their financial security. Since 1845, we’ve been making sure our clients are prepared for whatever life has in store and that we will be there to help them face the future with confidence. We appreciate that we are being trusted with your most important assets, your family and your business. We take that responsibility seriously. For nearly 170 years, we’ve kept our promises to our customers. Keeping our promises to policy owners is just good business. Taking the actions needed to make sure we can deliver has helped us earn the highest possible ratings currently awarded to any life insurer for financial strength from each of the four credit-rating agencies. Out of roughly 1,000 life insurers doing business in the United States today, New York Life is one of only three to earn that distinction.
OppenheimerFunds, Inc. has been helping plan participants achieve their financial goals since 1960, and have been offering 403(b)(7) plans since 1983. We are one of the nation’s largest and most respected asset management firms. Our 403(b) plan offers a flexible, long-term savings solution, solid investment options and investor services and support. All 403(b)(7) participants have access to oppenheimerfunds.com or can call OppenheimerFunds Retirement Plans Services at 800.835.7305 for assistance.

Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc. RPL0005.192
PlanMember Services, for nearly three decades, provides a diverse selection of investment options including mutual funds (including Vanguard & Fidelity), fixed and variable annuities and professionally managed mutual fund advisory services through a PlanMember Program Representative. One consolidated application, salary reduction agreement and quarterly statements with access to account information online or through a participant call center. All participants are offered a complimentary plan and savings analysis along with an online retirement plan review annual check-up. Employee retirement solutions all in one package. Contact us at 800-874-6910 for a local PlanMember Program Representative in your area.
For more than 40 years, Security Benefit has helped education employees travel down the path To and Through Retirement®. Let us help you take the first step and move in the right direction.
For more than a century, our blend of financial expertise, shared values and service to members has set us apart. As the nation's largest fraternal benefit society, we're here solely to help others. Every day, we make a difference through the:
  • Financial solutions we offer.
  • Member activities we support.
  • Resources we provide the Lutheran community and nonprofit organizations.
VALIC is a leading provider of supplemental retirement plans to public school employees across the country. Our national network of financial advisors offer a full service approach to retirement planning. VALIC advisors will meet with you, at your convenience, and assist in the design and implementation of a personalized retirement plan to fit your needs.
Voya Financial has been helping K-12 school district employees become "retirement ready" for more than 40 years. From local representatives for one-on-one meetings, to a suite of online tools and educational resources, Voya Financial can help you work toward the retirement you deserve. For more information, please call (800) 525-4225.
(F) (FI) (VA) (RIA) (MF)
American Century Services LLC Representative(s)
for Clovis Unified School District, Clovis CA

1-800-345-3533
American Fidelity Assurance Co. Representative(s)
for Clovis Unified School District, Clovis CA

1-800-662-1113
Americo Financial Life/Annuity Representative(s)
for Clovis Unified School District, Clovis CA

Ameriprise Financial Services, Inc. Representative(s)
for Clovis Unified School District, Clovis CA

1-800-297-2012
AXA Equitable Life Insurance Company Representative(s)
for Clovis Unified School District, Clovis CA

1-800-628-6673
CalSTRS Pension 2 (VOYA) Representative(s)
for Clovis Unified School District, Clovis CA

1-855-663-8692 or 1-800-584-6001
Fidelity Management Trust Co. Representative(s)
for Clovis Unified School District, Clovis CA

Fiduciary Trust Intl-Franklin Templeton Representative(s)
for Clovis Unified School District, Clovis CA

Foresters Financial (First Investors) Representative(s)
for Clovis Unified School District, Clovis CA

1-800-423-4026
FTJ Fundchoice, Inc Representative(s)
for Clovis Unified School District, Clovis CA

1-800-379-2513
General American Representative(s)
for Clovis Unified School District, Clovis CA

General American  
1-800-272-2216
Great American Insurance Group Representative(s)
for Clovis Unified School District, Clovis CA

1-800-438-3398 x17197
Horace Mann Life Ins. Co. Representative(s)
for Clovis Unified School District, Clovis CA

1-800-999-1030
Industrial Alliance - (Sec.Ben.) Representative(s)
for Clovis Unified School District, Clovis CA

Jackson National Life Ins. Co. Representative(s)
for Clovis Unified School District, Clovis CA

Lincoln National Representative(s)
for Clovis Unified School District, Clovis CA

1-877-275-5462
Met Life Investors Representative(s)
for Clovis Unified School District, Clovis CA

1-877-638-3279
MetLife Representative(s)
for Clovis Unified School District, Clovis CA

MetLife  
Midland National Life Insurance Representative(s)
for Clovis Unified School District, Clovis CA

National Life Group (LSW) Representative(s)
for Clovis Unified School District, Clovis CA

1-800-732-8939
North American Co for Life and Health Representative(s)
for Clovis Unified School District, Clovis CA

NY Life Ins. & Annuity Corp. Representative(s)
for Clovis Unified School District, Clovis CA

Darren Woo
PHONE:(559) 447 - 3982
EMAIL:dcwoo@ft.newyorklife.com
WEBSITE:www.darrenwoo.com

1-800-225-5695
Oppenheimer Shareholder Svcs. Representative(s)
for Clovis Unified School District, Clovis CA

1-800-835-7305
Pacific Life Insurance Company Representative(s)
for Clovis Unified School District, Clovis CA

PFS Investments Representative(s)
for Clovis Unified School District, Clovis CA

1-800-544-5445
PlanMember Services Corp. Representative(s)
for Clovis Unified School District, Clovis CA

1-800-874-6910
ROTH - CalSTRS Pension 2 (VOYA) Representative(s)
for Clovis Unified School District, Clovis CA

1-855-663-8692 or 1-800-584-6001
ROTH - FTJ Fund Choice Representative(s)
for Clovis Unified School District, Clovis CA

1-800-379-2513
Security Benefit Representative(s)
for Clovis Unified School District, Clovis CA

1-800-888-2461
Thrivent Financial for Lutherans Representative(s)
for Clovis Unified School District, Clovis CA

1-800-847-4836
USAA Life Insurance Co. Representative(s)
for Clovis Unified School District, Clovis CA

VALIC Representative(s)
for Clovis Unified School District, Clovis CA

Joseph W Lemon
PHONE:(916) 780 - 6000
EMAIL:joseph.lemon@valic.com

VALIC  
1-888-569-7055
Voya Financial (Reliastar) Representative(s)
for Clovis Unified School District, Clovis CA

1-800-584-6001
Waddell & Reed Inc. Representative(s)
for Clovis Unified School District, Clovis CA

1-888-923-3355


In accordance with California Education Code 25100, et seq., a complete list of the available vendors can be found at 403bcompare.com.

Please note: The following Service Providers are no longer authorized to establish new 403(b) accounts for this plan. Employees currently contributing to one of these service providers may continue their contributions without interruption.

Mass Mutual VA  
Washington National (Conseco)  


For any questions concerning your employers list of participating providers, please contact OMNI at 877-544-6664.


  Salary Reduction Agreement (SRA):
>  Online >  PDF

For assistance determining the proper service provider transaction form to submit for your situation, please review our Transaction Instructions page.

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